| a |
Upto Rs.50000/- |
Above Rs. 50000 & upto Rs.2.00 Lac |
Above Rs. 2.00 Lac & upto Rs.5.00 Lac |
Above Rs. 5.00 Lac & upto Rs.25.00 Lac |
KCC |
13.00* |
14.00* |
15.00* |
15.50* |
Tractor |
13.50 |
14.50 |
15.50 |
16.00 |
Other Agri. TL |
13.50 |
14.50 |
15.50 |
16.00 |
KGC |
13.50 |
14.50 |
15.50 |
16.00 |
Horticulture |
13.50 |
14.50 |
15.50 |
16.00 |
SHG # |
12.75 |
12.75 |
14.00 |
14.00 |
MTL – SSI (New & Existing) |
12.75 |
13.75 |
14.50 |
14.75 |
MTL – SBF ( New & Existing ) |
13.25 |
14.25 |
15.00 |
15.25 |
MTL – C & I |
14.50 |
14.50 |
15.50 |
16.50 |
Cash Credit - SSI |
12.25 |
13.25 |
14.00 |
14.25 |
Cash Credit - SBF |
12.75 |
13.75 |
14.50 |
14.75 |
Self Employed & Regd. Practiceners |
TL |
13.25 |
14.25 |
15.00 |
15.25 |
CC |
12.75 |
13.75 |
14.50 |
14.75 |
Housing Loan (Public )
Upto 15.00 Lac |
12.75 |
Mortgage Loan (Against immovable property ) |
TL |
15.00 |
15.00 |
15.25 |
15.25 |
OD |
15.00 |
15.00 |
15.25 |
15.25 |
Education Loan |
Up to Rs. 4.00 Lac 13.00
Above Rs. 4.00 Lac 14.50
In case of girl students, the interest will be 0.50% lower |
Loans to Educational Institutions |
14.50 |
14.50 |
15.50 |
16.50 |
Consumer Durables/Vehicle Loan |
18.25 |
18.25 |
18.25 |
18.25 |
Loan against NSC/KVP/IVP |
Repayment below 3 year – 14.75
Repayment 3 year & below 6 year – 14.75 |
Personal Loan |
With Salary & Check off facility – 16.00
With SI/PDC – 17.00 |
Demand Loan/Overdraft against bank own deposit |
1.50% Over the rate paid on the time deposit offered as security irrespective of the loan amount ( including loans to Third Party , Deposits Standing in the name of either Singly or Jointly, Trust, Institutions, Corporation etc.) |
Swarojgar Credit Card sanctioned/disbursed upto Rs. 25,000/- |
9.00 |
# Under SGSY Group Finance Interest rates will be applicable keeping in view limit sanctioned per person
