Interest Rates on Deposits
  Interest Rates on Advances
  Service Charges

Interest Rates on Deposit (W.E.F.04.01.2012)

Savings Bank rate

4.0%

 

Single Deposits less than Rs. 15.00 Lacs

Term Deposits

For Public

For Senior Citizens

07 Days to 14 Days **
4.00
4.00

15 Days to 45 Days

7.00

7.00

46 Days to 90 Days

7.00

7.00

91 Days to 179 Days

7.25

7.25

180 Days to less than 1 year

8.00

8.00

1 Year to less than 3 years

9.50

10.00

3 years and upto 5 years

9.50

10.00

Above 5 years and upto 10 years

9.30

9.80

Interest Rates on Advances (W.E.F. 21.12.2011)

 

Upto Rs.50000/-

Above Rs. 50000 & upto Rs.2.00 Lac

Above Rs. 2.00 Lac & upto Rs.5.00 Lac

Above Rs. 5.00 Lac & upto Rs.25.00 Lac

KCC

13.25*

14.25*

15.25*

15.75*

Tractor

13.75

14.75

15.75

16.25

Other Agri. TL

13.75

14.75

15.75

16.25

KGC

13.75

14.75

15.75

16.25

Horticulture

13.75

14.75

15.75

16.25

SHG #

13.00

13.00

14.25

14.25

MTL – SSI (New & Existing)

13.00

14.00

14.75

15.00

MTL – SBF ( New & Existing )

13.50

14.50

15.25

15.50

MTL – C & I

14.75

14.75

15.75

16.75

Cash Credit - SSI

12.50

13.50

14.25

14.50

Cash Credit - SBF

13.00

14.00

14.75

15.00

Self Employed & Regd. Practiceners

TL

13.50

14.50

15.25

15.50

CC

13.00

14.00

14.75

15.00

 

Housing Loan (Public )  
Upto 15.00 Lac

12.50

Mortgage Loan (Against immovable property )

TL

15.25

15.25

15.50

15.50

OD

15.25

15.25

15.50

15.50

 

Education Loan

Up to Rs. 4.00 Lac        13.25
Above Rs. 4.00 Lac        14.75

In case of girl students, the interest will be 0.50% lower

Loans to Educational Institutions

14.75

14.75

15.75

16.75

Consumer Durables/Vehicle Loan

18.50

18.50

18.50

18.50

Loan against NSC/KVP/IVP

Repayment below 3 year – 15.00

Repayment 3 year & below 6 year – 15.00

Personal Loan

With Salary & Check off facility – 16.25

With SI/PDC – 17.25

Demand Loan/Overdraft against bank own deposit

1.50% Over the rate paid on the time deposit offered as security irrespective of the loan amount ( including loans to Third Party , Deposits Standing in the name of either Singly or Jointly, Trust, Institutions, Corporation etc.)

Swarojgar Credit Card sanctioned/disbursed upto Rs. 25,000/-

9.00

Crop loan upto Rs. 3.00 Lac disbursed on or after 01.04.2010 & upto 31.03.2011 for Kharif and Rabi will carry rate of interest @ 7.00% PA.

# Under SGSY Group Finance Interest rates will be applicable keeping in view limit sanctioned per person